Your AI already knows everything.
Except your finances.

FinContext turns Claude and ChatGPT into a personal finance analyst. Not just connected to your bank — trained to give real answers about your money.

Sign Up Free

No credit card required. Setup in 2 minutes.

Without FinContext
“How am I doing financially?”
“You have $4,200 in checking and $12,800 in savings. Your recent transactions include $45.20 at Whole Foods, $12.99 at Netflix, $67.30 at Shell...”
With FinContext
“How am I doing financially?”
“You're tracking 6% over your usual spending pace this month. Dining out is the main driver — up 75% from your average. But your income cleared on the 15th and you're still on track to end the month positive.”
What your AI can do

Real questions. Real answers. Not generic advice.

Show 'em the answers they'd actually act on — not a list of features.

How am I doing this month?
A structured spending review comparing this month to your historical averages, flagging anomalies, and projecting the rest of the month.
What a financial advisor covers in a quarterly review — in 10 seconds.
Am I wasting money on subscriptions?
Every detected recurring charge, flagging unused ones, showing total monthly cost and calculating the annual impact of cutting them.
Most people are paying for 2–3 things they've forgotten about. FinContext finds them.
Can I afford a $2,000 vacation next month?
Analysis of current balances, projected income, upcoming expenses, and a yes/no with reasoning — not a vague "it depends."
Real answer, based on real numbers. Not a generic budgeting tip.
Why does it feel like I'm spending more?
Category-by-category comparison to the 3-month average, identifying which categories grew, by how much, and what merchants drove the increase.
Turns a feeling into a fact.
Am I making progress?
Net worth over time across all accounts, showing the trajectory and what's contributing positively or negatively.
The big picture, without opening a spreadsheet.
How it works

Three steps. Two minutes.

Sign up, link your bank accounts via Plaid, and connect your AI assistant via MCP.

1

Connect your banks

Link any US bank in 30 seconds via Plaid. Read-only — we never touch your money.

2

Add to your AI

Paste your MCP server URL into Claude Desktop, ChatGPT, or any MCP-compatible client.

3

Ask anything

FinContext's built-in financial logic helps your AI give real, specific answers — not generic advice.

We can see your transactions. We can never move your money.

Bank connectivity is powered by Plaid, which provides read-only OAuth access. FinContext never stores your banking credentials and can never initiate transfers or modify your accounts.

🔒
Read-only access
We never move your money or store your login credentials
🛡
Encrypted end-to-end
AES-256 at rest, TLS in transit, Row-Level Security
🗑
You control your data
Disconnect banks or delete all data anytime — right to erasure built in

Works with 10,000+ US financial institutions via Plaid

Chase Bank of America Wells Fargo Citi Capital One American Express + 10,000 more

Frequently asked questions

FinContext uses Plaid, the industry-standard bank connectivity platform trusted by millions of apps, to securely link your accounts. The connection is read-only — FinContext can see your transactions and balances, but cannot move money or make changes. Setup takes about 30 seconds and works with over 10,000 US financial institutions.
FinContext supports any AI assistant that implements the Model Context Protocol (MCP), including Claude (Claude Desktop and Claude.ai), ChatGPT with custom connectors, and other MCP-compatible clients. As MCP adoption grows, FinContext will work with an expanding ecosystem of AI tools.
Those are great tools — but they're another app, another dashboard, another thing to check. FinContext brings your finances into the AI you already use every day. No new habits required.
A raw bank connection gives your AI data. FinContext gives your AI financial judgment — pre-built analysis workflows that know what to compare, what to flag, and how to give you answers you'd actually act on. It's the difference between giving someone a database and giving them an analyst.
FinContext supports over 10,000 US financial institutions through Plaid, including Chase, Bank of America, Wells Fargo, Citi, Capital One, American Express, and most credit unions. If your bank works with Venmo or Robinhood, it works with FinContext.
Yes. FinContext uses read-only Plaid connections so it can never move your money or make transactions. All data is encrypted at rest with AES-256 and in transit via TLS. Row-Level Security isolates every user's data at the database level. You retain full control — disconnect your accounts or delete all your data at any time.
7-day free trial with full access — no credit card required. Then $4.99/month for the General tier. Expired trials retain read-only access to your existing data.

For AI Agents

New account: POST /api/agent-signup

Request body: {"email": "...", "password": "...", "display_name": "...", "us_resident": true, "agent_name": "Claude Desktop"}

FinContext is US-only. us_resident is a required boolean attestation.

Returns: {"api_token": "fc_...", "mcp_endpoint": "https://fincontext.ai/mcp"}

Already have an account? POST /api/agent-login

Request body: {"email": "...", "password": "...", "agent_name": "Claude Desktop"}

Returns: {"api_token": "fc_...", "mcp_endpoint": "https://fincontext.ai/mcp", "plan_tier": "..."}

After authentication:

  1. Configure MCP with Authorization: Bearer fc_...
  2. Call fincontext/link_bank to get a Plaid link URL
  3. Direct user to open that URL in their browser to connect their bank
  4. Poll fincontext/status until accounts are linked

Available MCP commands: balances, transactions, categories, update, stat, sync, feedback, help, link_bank, status

7-day free trial with full access. Then $4.99/month. Docs: /developers | /llms.txt

Your AI is ready to be your financial advisor. Give it the tools.

Sign up and connect your first bank account in under two minutes. Your AI will do the rest.

Sign Up Free

No credit card required. Setup in 2 minutes.

Sign Up Free
No credit card required. Setup in 2 minutes.